IBEW 141
Charter #14712 · SAINT CLAIRSVIL, OH · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 306 sits at the 13th percentile of structural peers — worth a closer look.
- Net interest margin of 5.18% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.16% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.00% ranks in the 13th percentile among structurally similar credit unions — a relative strength.
- On Loan-to-share, the asset-size band puts this credit union at the 76th percentile but its structural peers at the 52nd — a 23-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | IBEW 141 | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.33M | 22th pct | 13th pct |
| Members | 306 | 26th pct | 13th pct |
| Net worth ratio | 19.35% | 57th pct | 52th pct |
| Return on average assets | 0.94% | 69th pct | 61th pct |
| Net interest margin | 5.18% | 81th pct | 79th pct |
| Cost of funds | 0.16% | 26th pct | 8th pct |
| Loan-to-share | 78.63% | 76th pct | 52th pct |
| Delinquency 60+ days | 0.06% | 30th pct | 30th pct |
| Net charge-off ratio | 0.00% | 22th pct | 13th pct |
| Loan growth YoY | -6.77% | 41th pct | 34th pct |
| Share growth YoY | 2.54% | 68th pct | 70th pct |
| Efficiency ratio | 81.81% | 43th pct | 56th pct |
structural peer set hash: 41fcd72fc25773906947b32b14fc1804… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.