AMERICAN BAPTIST ASSOCIATION
Charter #67622 · Angleton, TX · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 391 sits at the 18th percentile of structural peers — worth a closer look.
- Net worth ratio of 8.84% sits at the 25th percentile of structural peers — worth a closer look.
- Return on average assets of -1.61% sits at the 16th percentile of structural peers — worth a closer look.
- Net interest margin of 3.34% sits at the 23rd percentile of structural peers — worth a closer look.
- Cost of funds of 2.14% sits at the 85th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | AMERICAN BAPTIST ASSOCIATION | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.76M | 27th pct | 21th pct |
| Members | 391 | 34th pct | 18th pct |
| Net worth ratio | 8.84% | 9th pct | 25th pct |
| Return on average assets | -1.61% | 12th pct | 16th pct |
| Net interest margin | 3.34% | 28th pct | 23th pct |
| Cost of funds | 2.14% | 90th pct | 85th pct |
| Loan-to-share | 65.01% | 58th pct | 39th pct |
| Delinquency 60+ days | 0.14% | 32th pct | 23th pct |
| Net charge-off ratio | 0.00% | 22th pct | 23th pct |
| Loan growth YoY | 5.63% | 89th pct | 90th pct |
| Share growth YoY | 0.39% | 52th pct | 56th pct |
| Efficiency ratio | 138.54% | 91th pct | 87th pct |
structural peer set hash: cba748c13747e257cee74c3a78eab68a… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.