ARKANSAS AM & N COLLEGE
Charter #7700 · Pine Bluff, AR · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 7.48% sits at the 13th percentile of structural peers — worth a closer look.
- Return on average assets of -3.89% sits at the 10th percentile of structural peers — worth a closer look.
- Cost of funds of 1.68% sits at the 85th percentile of structural peers — worth a closer look.
- Net charge-off ratio of -1.36% ranks in the 2nd percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 221.44% sits at the 98th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ARKANSAS AM & N COLLEGE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $2.00M | 30th pct | 25th pct |
| Members | 473 | 40th pct | 34th pct |
| Net worth ratio | 7.48% | 5th pct | 13th pct |
| Return on average assets | -3.89% | 6th pct | 10th pct |
| Net interest margin | 4.02% | 50th pct | 43th pct |
| Cost of funds | 1.68% | 83th pct | 85th pct |
| Loan-to-share | 54.24% | 45th pct | 39th pct |
| Delinquency 60+ days | 0.69% | 46th pct | 39th pct |
| Net charge-off ratio | -1.36% | 3th pct | 2th pct |
| Loan growth YoY | 0.00% | 74th pct | 74th pct |
| Share growth YoY | 0.00% | 49th pct | 51th pct |
| Efficiency ratio | 221.44% | 98th pct | 98th pct |
structural peer set hash: afb1defc5b187a3102344db4c8752bbf… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.