JOLIET FIREFIGHTERS
Charter #65555 · Joliet, IL · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 582 sits at the 15th percentile of structural peers — worth a closer look.
- Return on average assets of 1.69% ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.00% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 53.22% ranks in the 7th percentile among structurally similar credit unions — a relative strength.
- On Members, the asset-size band puts this credit union at the 49th percentile but its structural peers at the 15th — a 35-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | JOLIET FIREFIGHTERS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $8.21M | 88th pct | 62th pct |
| Members | 582 | 49th pct | 15th pct |
| Net worth ratio | 11.30% | 19th pct | 28th pct |
| Return on average assets | 1.69% | 86th pct | 87th pct |
| Net interest margin | 3.61% | 36th pct | 30th pct |
| Cost of funds | 1.63% | 81th pct | 59th pct |
| Loan-to-share | 77.23% | 74th pct | 49th pct |
| Delinquency 60+ days | 0.00% | 0th pct | 0th pct |
| Net charge-off ratio | 0.00% | 22th pct | 31th pct |
| Loan growth YoY | 1.79% | 80th pct | 79th pct |
| Share growth YoY | 1.70% | 63th pct | 41th pct |
| Efficiency ratio | 53.22% | 10th pct | 7th pct |
structural peer set hash: 8e0b34787bee0406c522ede751bd0594… (reproducible)
Closest structural peers
This is the free public view
Claim JOLIET FIREFIGHTERS
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.