DECATUR POLICEMEN
Charter #60293 · Decatur, IL · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 389 sits at the 5th percentile of structural peers — worth a closer look.
- Net interest margin of 3.06% sits at the 13th percentile of structural peers — worth a closer look.
- Cost of funds of 2.18% sits at the 82nd percentile of structural peers — worth a closer look.
- Net charge-off ratio of 1.20% sits at the 90th percentile of structural peers — worth a closer look.
- Efficiency ratio of 61.73% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | DECATUR POLICEMEN | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $5.26M | 62th pct | 34th pct |
| Members | 389 | 34th pct | 5th pct |
| Net worth ratio | 14.66% | 36th pct | 44th pct |
| Return on average assets | 1.19% | 77th pct | 66th pct |
| Net interest margin | 3.06% | 22th pct | 13th pct |
| Cost of funds | 2.18% | 91th pct | 82th pct |
| Loan-to-share | 90.18% | 87th pct | 80th pct |
| Delinquency 60+ days | 0.48% | 41th pct | 49th pct |
| Net charge-off ratio | 1.20% | 88th pct | 90th pct |
| Loan growth YoY | 1.38% | 79th pct | 75th pct |
| Share growth YoY | -1.17% | 39th pct | 18th pct |
| Efficiency ratio | 61.73% | 17th pct | 15th pct |
structural peer set hash: 5992a36ad02c103f1eb5bce1d7b26abb… (reproducible)
Closest structural peers
This is the free public view
Claim DECATUR POLICEMEN
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.