LOUISIANA BAPTIST
Charter #21968 · alexandria, LA · <$10M
Public 5300 data · as of 2026Q1
What the numbers say
- Delinquency 60+ days of 3.16% sits at the 92nd percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.00% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 70th percentile but its structural peers at the 38th — a 32-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LOUISIANA BAPTIST | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $5.87M | 70th pct | 38th pct |
| Members | 761 | 67th pct | 41th pct |
| Net worth ratio | 14.51% | 35th pct | 48th pct |
| Return on average assets | 0.47% | 52th pct | 39th pct |
| Net interest margin | 4.00% | 49th pct | 33th pct |
| Cost of funds | 1.14% | 70th pct | 51th pct |
| Loan-to-share | 80.86% | 79th pct | 56th pct |
| Delinquency 60+ days | 3.16% | 79th pct | 92th pct |
| Net charge-off ratio | 0.00% | 22th pct | 23th pct |
| Loan growth YoY | -4.06% | 56th pct | 31th pct |
| Share growth YoY | -1.56% | 37th pct | 15th pct |
| Efficiency ratio | 80.71% | 41th pct | 59th pct |
structural peer set hash: 0ecf5ea953c42626d75372c88ca0d820… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.