CAMPUS

Charter #79 · Baton Rouge, LA · $500M-$1B

Public 5300 data · as of 2026Q1

What the numbers say

  • Net charge-off ratio of 0.22% ranks in the 10th percentile among structurally similar credit unions — a relative strength.
  • On Total assets, the asset-size band puts this credit union at the 92nd percentile but its structural peers at the 54th — a 38-point gap showing why the peer definition matters.

Headline ratios vs. peers

Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.

MetricCAMPUSAsset-tier percentileStructural percentile
Total assets$938.32M92th pct54th pct
Members44,06257th pct33th pct
Net worth ratio10.19%46th pct44th pct
Return on average assets0.73%57th pct56th pct
Net interest margin3.35%38th pct28th pct
Cost of funds1.41%45th pct39th pct
Loan-to-share78.75%41th pct36th pct
Delinquency 60+ days0.34%25th pct26th pct
Net charge-off ratio0.22%23th pct10th pct
Loan growth YoY0.36%45th pct26th pct
Share growth YoY4.83%63th pct69th pct
Efficiency ratio80.29%60th pct61th pct

structural peer set hash: eeb96ab70113e7a2731cdae260f922a0… (reproducible)

Closest structural peers

This is the free public view

Claim CAMPUS

Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.

Claim this charter

Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.