NEIGHBORS
Charter #9229 · BATON ROUGE, LA · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 0.29% sits at the 15th percentile of structural peers — worth a closer look.
- Net interest margin of 3.12% sits at the 20th percentile of structural peers — worth a closer look.
- Cost of funds of 2.16% sits at the 75th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 1.21% sits at the 92nd percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.95% sits at the 84th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NEIGHBORS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.40B | 24th pct | 52th pct |
| Members | 81,290 | 29th pct | 44th pct |
| Net worth ratio | 11.06% | 57th pct | 61th pct |
| Return on average assets | 0.29% | 14th pct | 15th pct |
| Net interest margin | 3.12% | 36th pct | 20th pct |
| Cost of funds | 2.16% | 69th pct | 75th pct |
| Loan-to-share | 94.07% | 77th pct | 74th pct |
| Delinquency 60+ days | 1.21% | 87th pct | 92th pct |
| Net charge-off ratio | 0.95% | 81th pct | 84th pct |
| Loan growth YoY | 3.78% | 72th pct | 67th pct |
| Share growth YoY | 5.20% | 67th pct | 66th pct |
| Efficiency ratio | 82.08% | 83th pct | 74th pct |
structural peer set hash: c1e4dd52aefcb484e5ac9e12894596ae… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.