TAPCO
Charter #68298 · Fircrest, WA · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 31,873 sits at the 8th percentile of structural peers — worth a closer look.
- Return on average assets of 0.95% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.23% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.27% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 71.39% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | TAPCO | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $719.32M | 52th pct | 30th pct |
| Members | 31,873 | 21th pct | 8th pct |
| Net worth ratio | 9.33% | 24th pct | 26th pct |
| Return on average assets | 0.95% | 69th pct | 75th pct |
| Net interest margin | 3.60% | 58th pct | 44th pct |
| Cost of funds | 1.59% | 59th pct | 56th pct |
| Loan-to-share | 84.99% | 62th pct | 43th pct |
| Delinquency 60+ days | 0.23% | 14th pct | 8th pct |
| Net charge-off ratio | 0.27% | 31th pct | 15th pct |
| Loan growth YoY | 1.19% | 53th pct | 30th pct |
| Share growth YoY | 4.47% | 58th pct | 57th pct |
| Efficiency ratio | 71.39% | 25th pct | 20th pct |
structural peer set hash: ae2281527a4dd801d6056ac7276166a6… (reproducible)
Closest structural peers
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Claim TAPCO
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.