COLUMBIA COMMUNITY
Charter #68186 · VANCOUVER, WA · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 12.99% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.35% ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.92% sits at the 85th percentile of structural peers — worth a closer look.
- Efficiency ratio of 60.42% ranks in the 5th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | COLUMBIA COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $2.59B | 57th pct | 62th pct |
| Members | 121,381 | 50th pct | 57th pct |
| Net worth ratio | 12.99% | 81th pct | 82th pct |
| Return on average assets | 1.35% | 87th pct | 87th pct |
| Net interest margin | 3.72% | 75th pct | 70th pct |
| Cost of funds | 1.47% | 36th pct | 34th pct |
| Loan-to-share | 89.96% | 61th pct | 52th pct |
| Delinquency 60+ days | 0.92% | 75th pct | 85th pct |
| Net charge-off ratio | 0.63% | 60th pct | 51th pct |
| Loan growth YoY | -1.89% | 10th pct | 7th pct |
| Share growth YoY | 3.07% | 32th pct | 21th pct |
| Efficiency ratio | 60.42% | 12th pct | 5th pct |
structural peer set hash: f74c68ac8209128ee74395c462a474a9… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.