DADE COUNTY
Charter #24508 · Sweetwater, FL · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 12.82% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.53% ranks in the 93rd percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 3.99% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.25% ranks in the 7th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.38% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | DADE COUNTY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.52B | 33th pct | 57th pct |
| Members | 110,379 | 46th pct | 62th pct |
| Net worth ratio | 12.82% | 80th pct | 84th pct |
| Return on average assets | 1.53% | 93th pct | 93th pct |
| Net interest margin | 3.99% | 88th pct | 85th pct |
| Cost of funds | 1.72% | 48th pct | 62th pct |
| Loan-to-share | 89.55% | 59th pct | 56th pct |
| Delinquency 60+ days | 0.25% | 11th pct | 7th pct |
| Net charge-off ratio | 0.38% | 32th pct | 16th pct |
| Loan growth YoY | 1.26% | 42th pct | 33th pct |
| Share growth YoY | 3.85% | 44th pct | 34th pct |
| Efficiency ratio | 67.31% | 30th pct | 18th pct |
structural peer set hash: db20979624ae2d64a7b274d71170c474… (reproducible)
Closest structural peers
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Claim DADE COUNTY
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.