GROW FINANCIAL
Charter #9976 · Tampa, FL · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 297,778 ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 0.39% sits at the 23rd percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | GROW FINANCIAL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $3.94B | 73th pct | 82th pct |
| Members | 297,778 | 84th pct | 89th pct |
| Net worth ratio | 10.88% | 53th pct | 52th pct |
| Return on average assets | 0.39% | 20th pct | 23th pct |
| Net interest margin | 3.66% | 71th pct | 62th pct |
| Cost of funds | 1.96% | 59th pct | 69th pct |
| Loan-to-share | 90.82% | 65th pct | 57th pct |
| Delinquency 60+ days | 0.37% | 22th pct | 28th pct |
| Net charge-off ratio | 0.94% | 80th pct | 74th pct |
| Loan growth YoY | 1.37% | 44th pct | 38th pct |
| Share growth YoY | 3.08% | 32th pct | 20th pct |
| Efficiency ratio | 71.68% | 46th pct | 46th pct |
structural peer set hash: bf13f3f19f4cf7b689f4ca2b1c0c6cf9… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.