ACHIEVA CREDIT UNION
Charter #60087 · Dunedin, FL · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 218,701 ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.32% ranks in the 10th percentile among structurally similar credit unions — a relative strength.
- On Loan-to-share, the asset-size band puts this credit union at the 45th percentile but its structural peers at the 23rd — a 22-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ACHIEVA CREDIT UNION | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $3.15B | 67th pct | 77th pct |
| Members | 218,701 | 75th pct | 82th pct |
| Net worth ratio | 9.98% | 32th pct | 31th pct |
| Return on average assets | 0.87% | 62th pct | 64th pct |
| Net interest margin | 3.50% | 59th pct | 41th pct |
| Cost of funds | 1.65% | 43th pct | 49th pct |
| Loan-to-share | 85.09% | 45th pct | 23th pct |
| Delinquency 60+ days | 0.32% | 17th pct | 10th pct |
| Net charge-off ratio | 0.52% | 51th pct | 31th pct |
| Loan growth YoY | 5.65% | 85th pct | 80th pct |
| Share growth YoY | 4.64% | 59th pct | 51th pct |
| Efficiency ratio | 71.52% | 45th pct | 48th pct |
structural peer set hash: c1de18b92fdd5c1e9cfcc963abff4810… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.