ALTANA
Charter #6275 · Billings, MT · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net interest margin of 3.96% ranks in the 82nd percentile among structurally similar credit unions — a relative strength.
- On Loan growth YoY, the asset-size band puts this credit union at the 64th percentile but its structural peers at the 41st — a 23-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ALTANA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $660.22M | 40th pct | 36th pct |
| Members | 40,056 | 46th pct | 39th pct |
| Net worth ratio | 11.12% | 60th pct | 59th pct |
| Return on average assets | 0.75% | 58th pct | 52th pct |
| Net interest margin | 3.96% | 82th pct | 82th pct |
| Cost of funds | 1.71% | 68th pct | 59th pct |
| Loan-to-share | 83.35% | 54th pct | 38th pct |
| Delinquency 60+ days | 0.80% | 66th pct | 70th pct |
| Net charge-off ratio | 0.28% | 34th pct | 26th pct |
| Loan growth YoY | 2.34% | 64th pct | 41th pct |
| Share growth YoY | 7.75% | 90th pct | 87th pct |
| Efficiency ratio | 80.19% | 59th pct | 57th pct |
structural peer set hash: fcf43b4110eb2d810fd718657d1e977c… (reproducible)
Closest structural peers
This is the free public view
Claim ALTANA
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.