LOOKOUT
Charter #7776 · Pocatello, ID · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 25,822 ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 7.69% sits at the 3rd percentile of structural peers — worth a closer look.
- Net interest margin of 4.95% ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.29% sits at the 79th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.91% sits at the 89th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | LOOKOUT | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $309.20M | 74th pct | 67th pct |
| Members | 25,822 | 89th pct | 84th pct |
| Net worth ratio | 7.69% | 2th pct | 3th pct |
| Return on average assets | 0.64% | 45th pct | 44th pct |
| Net interest margin | 4.95% | 96th pct | 95th pct |
| Cost of funds | 1.42% | 63th pct | 54th pct |
| Loan-to-share | 77.77% | 62th pct | 43th pct |
| Delinquency 60+ days | 1.29% | 86th pct | 79th pct |
| Net charge-off ratio | 0.91% | 87th pct | 89th pct |
| Loan growth YoY | 6.75% | 93th pct | 93th pct |
| Share growth YoY | 4.03% | 58th pct | 34th pct |
| Efficiency ratio | 78.22% | 48th pct | 43th pct |
structural peer set hash: ef837e5361ed0ce6da9e1a206dc3bd08… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.