CONNECTIONS
Charter #68257 · pocatello, ID · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 8.25% sits at the 10th percentile of structural peers — worth a closer look.
- Cost of funds of 0.16% ranks in the 10th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.38% sits at the 90th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 66th percentile but its structural peers at the 49th — a 17-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CONNECTIONS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $259.40M | 66th pct | 49th pct |
| Members | 19,329 | 75th pct | 67th pct |
| Net worth ratio | 8.25% | 5th pct | 10th pct |
| Return on average assets | 0.42% | 31th pct | 38th pct |
| Net interest margin | 3.83% | 62th pct | 48th pct |
| Cost of funds | 0.16% | 9th pct | 10th pct |
| Loan-to-share | 87.87% | 85th pct | 70th pct |
| Delinquency 60+ days | 1.38% | 87th pct | 90th pct |
| Net charge-off ratio | 0.60% | 73th pct | 69th pct |
| Loan growth YoY | -1.40% | 31th pct | 16th pct |
| Share growth YoY | 3.19% | 46th pct | 49th pct |
| Efficiency ratio | 79.34% | 52th pct | 43th pct |
structural peer set hash: 0a416794142c812634638d2839a55238… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.