ABBEY
Charter #97111 · Vandalia, OH · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 7.91% sits at the 7th percentile of structural peers — worth a closer look.
- Return on average assets of 0.97% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.35% ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.34% sits at the 92nd percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.62% sits at the 80th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ABBEY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $195.02M | 50th pct | 41th pct |
| Members | 14,786 | 58th pct | 52th pct |
| Net worth ratio | 7.91% | 3th pct | 7th pct |
| Return on average assets | 0.97% | 68th pct | 77th pct |
| Net interest margin | 4.35% | 86th pct | 80th pct |
| Cost of funds | 1.70% | 77th pct | 62th pct |
| Loan-to-share | 93.22% | 94th pct | 84th pct |
| Delinquency 60+ days | 1.34% | 86th pct | 92th pct |
| Net charge-off ratio | 0.62% | 73th pct | 80th pct |
| Loan growth YoY | 5.68% | 89th pct | 90th pct |
| Share growth YoY | 4.15% | 60th pct | 66th pct |
| Efficiency ratio | 68.39% | 22th pct | 10th pct |
structural peer set hash: 55b4c1c021827cf2e719c8c0adb1c419… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.