COMMODORE PERRY
Charter #21873 · OAK HARBOR, OH · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 5,948 sits at the 5th percentile of structural peers — worth a closer look.
- Cost of funds of 1.77% sits at the 77th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.24% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.69% sits at the 82nd percentile of structural peers — worth a closer look.
- On Net worth ratio, the asset-size band puts this credit union at the 31st percentile but its structural peers at the 48th — a 17-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | COMMODORE PERRY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $102.96M | 3th pct | 10th pct |
| Members | 5,948 | 6th pct | 5th pct |
| Net worth ratio | 10.24% | 31th pct | 48th pct |
| Return on average assets | 0.93% | 65th pct | 69th pct |
| Net interest margin | 4.05% | 74th pct | 70th pct |
| Cost of funds | 1.77% | 80th pct | 77th pct |
| Loan-to-share | 79.21% | 66th pct | 54th pct |
| Delinquency 60+ days | 0.24% | 17th pct | 8th pct |
| Net charge-off ratio | 0.69% | 78th pct | 82th pct |
| Loan growth YoY | 0.25% | 50th pct | 48th pct |
| Share growth YoY | 1.93% | 27th pct | 25th pct |
| Efficiency ratio | 79.43% | 53th pct | 48th pct |
structural peer set hash: 9d9c0cd1a236e379de17056acad58617… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.