PRESTIGE COMMUNITY
Charter #67507 · Dallas, TX · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 7,817 sits at the 13th percentile of structural peers — worth a closer look.
- Net worth ratio of 8.61% sits at the 15th percentile of structural peers — worth a closer look.
- Cost of funds of 0.09% ranks in the 10th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 1.34% sits at the 92nd percentile of structural peers — worth a closer look.
- Efficiency ratio of 66.28% ranks in the 10th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PRESTIGE COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $122.09M | 14th pct | 23th pct |
| Members | 7,817 | 17th pct | 13th pct |
| Net worth ratio | 8.61% | 9th pct | 15th pct |
| Return on average assets | 0.85% | 60th pct | 59th pct |
| Net interest margin | 3.68% | 51th pct | 26th pct |
| Cost of funds | 0.09% | 6th pct | 10th pct |
| Loan-to-share | 85.18% | 79th pct | 64th pct |
| Delinquency 60+ days | 0.65% | 54th pct | 56th pct |
| Net charge-off ratio | 1.34% | 95th pct | 92th pct |
| Loan growth YoY | 1.64% | 63th pct | 57th pct |
| Share growth YoY | 2.35% | 32th pct | 33th pct |
| Efficiency ratio | 66.28% | 18th pct | 10th pct |
structural peer set hash: ad4e28d126e94e2f8e7f0341ffbe197e… (reproducible)
Closest structural peers
This is the free public view
Claim PRESTIGE COMMUNITY
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.