SIOUXLAND
Charter #24327 · South Sioux Cit, NE · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 25,513 ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.39% ranks in the 10th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.08% ranks in the 3rd percentile among structurally similar credit unions — a relative strength.
- On Delinquency 60+ days, the asset-size band puts this credit union at the 30th percentile but its structural peers at the 10th — a 20-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SIOUXLAND | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $353.69M | 82th pct | 79th pct |
| Members | 25,513 | 89th pct | 80th pct |
| Net worth ratio | 11.87% | 55th pct | 66th pct |
| Return on average assets | 0.67% | 48th pct | 49th pct |
| Net interest margin | 3.44% | 36th pct | 26th pct |
| Cost of funds | 1.55% | 70th pct | 59th pct |
| Loan-to-share | 79.68% | 68th pct | 56th pct |
| Delinquency 60+ days | 0.39% | 30th pct | 10th pct |
| Net charge-off ratio | 0.08% | 15th pct | 3th pct |
| Loan growth YoY | 0.77% | 54th pct | 44th pct |
| Share growth YoY | 8.14% | 92th pct | 85th pct |
| Efficiency ratio | 82.35% | 64th pct | 62th pct |
structural peer set hash: 889be3f54b6d2ed8e71fa3fbdcf9f6a0… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.