METRO CU
Charter #7091 · OMAHA, NE · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 12.54% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.15% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 3.30% sits at the 20th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.21% ranks in the 5th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.21% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | METRO CU | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $642.68M | 35th pct | 41th pct |
| Members | 44,832 | 60th pct | 46th pct |
| Net worth ratio | 12.54% | 78th pct | 85th pct |
| Return on average assets | 1.15% | 81th pct | 77th pct |
| Net interest margin | 3.30% | 35th pct | 20th pct |
| Cost of funds | 1.96% | 78th pct | 74th pct |
| Loan-to-share | 79.57% | 45th pct | 44th pct |
| Delinquency 60+ days | 0.21% | 13th pct | 5th pct |
| Net charge-off ratio | 0.21% | 22th pct | 16th pct |
| Loan growth YoY | 14.51% | 98th pct | 98th pct |
| Share growth YoY | 6.79% | 83th pct | 75th pct |
| Efficiency ratio | 69.49% | 21th pct | 25th pct |
structural peer set hash: 2a5d27968ac7064058c07d6ac50c33e9… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.