ALLEGIANCE
Charter #24936 · Oklahoma City, OK · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 9.38% sits at the 20th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.45% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
- On Members, the asset-size band puts this credit union at the 87th percentile but its structural peers at the 67th — a 19-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ALLEGIANCE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $372.35M | 86th pct | 72th pct |
| Members | 23,829 | 87th pct | 67th pct |
| Net worth ratio | 9.38% | 19th pct | 20th pct |
| Return on average assets | 0.57% | 40th pct | 34th pct |
| Net interest margin | 3.60% | 46th pct | 51th pct |
| Cost of funds | 1.03% | 40th pct | 33th pct |
| Loan-to-share | 76.09% | 58th pct | 39th pct |
| Delinquency 60+ days | 0.45% | 37th pct | 23th pct |
| Net charge-off ratio | 0.45% | 58th pct | 52th pct |
| Loan growth YoY | -2.35% | 22th pct | 13th pct |
| Share growth YoY | 4.33% | 62th pct | 56th pct |
| Efficiency ratio | 82.80% | 65th pct | 66th pct |
structural peer set hash: f3f3ae95394dd25a7ef4632d3f983394… (reproducible)
Closest structural peers
This is the free public view
Claim ALLEGIANCE
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.