MEMBERS1ST COMMUNITY
Charter #62918 · Marshalltown, IA · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 9.44% sits at the 18th percentile of structural peers — worth a closer look.
- Return on average assets of 0.00% sits at the 3rd percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.94% sits at the 85th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.56% sits at the 79th percentile of structural peers — worth a closer look.
- Efficiency ratio of 85.32% sits at the 82nd percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MEMBERS1ST COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $307.46M | 74th pct | 52th pct |
| Members | 17,626 | 68th pct | 46th pct |
| Net worth ratio | 9.44% | 20th pct | 18th pct |
| Return on average assets | 0.00% | 8th pct | 3th pct |
| Net interest margin | 3.48% | 39th pct | 38th pct |
| Cost of funds | 1.48% | 66th pct | 66th pct |
| Loan-to-share | 75.89% | 57th pct | 39th pct |
| Delinquency 60+ days | 0.94% | 73th pct | 85th pct |
| Net charge-off ratio | 0.56% | 70th pct | 79th pct |
| Loan growth YoY | 4.49% | 84th pct | 80th pct |
| Share growth YoY | 4.89% | 70th pct | 62th pct |
| Efficiency ratio | 85.32% | 73th pct | 82th pct |
structural peer set hash: 781a5d3a7b75e0fea6285a1f79a37a31… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.