COLORAMO
Charter #8725 · Grand Junction, CO · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 9.03% sits at the 23rd percentile of structural peers — worth a closer look.
- Return on average assets of -0.16% sits at the 3rd percentile of structural peers — worth a closer look.
- Net interest margin of 3.34% sits at the 23rd percentile of structural peers — worth a closer look.
- Cost of funds of 1.64% sits at the 77th percentile of structural peers — worth a closer look.
- Efficiency ratio of 98.59% sits at the 97th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | COLORAMO | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $194.74M | 50th pct | 49th pct |
| Members | 12,770 | 48th pct | 46th pct |
| Net worth ratio | 9.03% | 14th pct | 23th pct |
| Return on average assets | -0.16% | 5th pct | 3th pct |
| Net interest margin | 3.34% | 31th pct | 23th pct |
| Cost of funds | 1.64% | 74th pct | 77th pct |
| Loan-to-share | 79.19% | 66th pct | 51th pct |
| Delinquency 60+ days | 0.97% | 75th pct | 72th pct |
| Net charge-off ratio | 0.27% | 40th pct | 30th pct |
| Loan growth YoY | -1.70% | 27th pct | 23th pct |
| Share growth YoY | 3.35% | 48th pct | 49th pct |
| Efficiency ratio | 98.59% | 97th pct | 97th pct |
structural peer set hash: f45bc459a9a97c6e50c7d072821e7d0a… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.