FITZSIMONS
Charter #10572 · AURORA, CO · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 13.97% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of -0.34% sits at the 2nd percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 1.87% sits at the 95th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 1.22% sits at the 90th percentile of structural peers — worth a closer look.
- On Net interest margin, the asset-size band puts this credit union at the 65th percentile but its structural peers at the 41st — a 24-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | FITZSIMONS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $214.63M | 55th pct | 54th pct |
| Members | 12,964 | 49th pct | 46th pct |
| Net worth ratio | 13.97% | 79th pct | 79th pct |
| Return on average assets | -0.34% | 4th pct | 2th pct |
| Net interest margin | 3.88% | 65th pct | 41th pct |
| Cost of funds | 1.30% | 56th pct | 56th pct |
| Loan-to-share | 86.30% | 82th pct | 69th pct |
| Delinquency 60+ days | 1.87% | 94th pct | 95th pct |
| Net charge-off ratio | 1.22% | 93th pct | 90th pct |
| Loan growth YoY | -6.46% | 3th pct | 2th pct |
| Share growth YoY | 1.75% | 25th pct | 20th pct |
| Efficiency ratio | 84.46% | 70th pct | 72th pct |
structural peer set hash: 2239fafcaa47692fa9effd44471579e9… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.