SELF RELIANCE FINANCIAL
Charter #7217 · New York, NY · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 31,580 sits at the 20th percentile of structural peers — worth a closer look.
- Net worth ratio of 17.07% ranks in the 95th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 0.46% sits at the 21st percentile of structural peers — worth a closer look.
- Net interest margin of 1.58% sits at the 2nd percentile of structural peers — worth a closer look.
- Cost of funds of 3.26% sits at the 98th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SELF RELIANCE FINANCIAL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $2.03B | 45th pct | 69th pct |
| Members | 31,580 | 0th pct | 20th pct |
| Net worth ratio | 17.07% | 97th pct | 95th pct |
| Return on average assets | 0.46% | 26th pct | 21th pct |
| Net interest margin | 1.58% | 2th pct | 2th pct |
| Cost of funds | 3.26% | 97th pct | 98th pct |
| Loan-to-share | 80.09% | 33th pct | 39th pct |
| Delinquency 60+ days | 0.57% | 44th pct | 43th pct |
| Net charge-off ratio | 0.02% | 1th pct | 3th pct |
| Loan growth YoY | 53.18% | 99th pct | 94th pct |
| Share growth YoY | 42.20% | 99th pct | 89th pct |
| Efficiency ratio | 68.03% | 34th pct | 34th pct |
structural peer set hash: 80ad4b47a7c630ed43226b5ca5c55483… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.