DEL-ONE
Charter #13919 · Dover, DE · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net charge-off ratio of 1.53% sits at the 97th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 98th percentile but its structural peers at the 52nd — a 45-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | DEL-ONE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $984.36M | 98th pct | 52th pct |
| Members | 92,957 | 99th pct | 70th pct |
| Net worth ratio | 10.69% | 54th pct | 54th pct |
| Return on average assets | 0.88% | 63th pct | 52th pct |
| Net interest margin | 3.94% | 81th pct | 67th pct |
| Cost of funds | 1.34% | 40th pct | 38th pct |
| Loan-to-share | 80.99% | 50th pct | 41th pct |
| Delinquency 60+ days | 0.49% | 39th pct | 31th pct |
| Net charge-off ratio | 1.53% | 96th pct | 97th pct |
| Loan growth YoY | 11.65% | 96th pct | 57th pct |
| Share growth YoY | 39.83% | 99th pct | 91th pct |
| Efficiency ratio | 75.40% | 35th pct | 54th pct |
structural peer set hash: 2742fd507ff9f9af74b41f219a0d49ad… (reproducible)
Closest structural peers
This is the free public view
Claim DEL-ONE
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.