MARION AND POLK SCHOOLS
Charter #64166 · Salem, OR · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 9.45% sits at the 20th percentile of structural peers — worth a closer look.
- Return on average assets of 1.27% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 3.98% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.03% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.20% sits at the 84th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | MARION AND POLK SCHOOLS | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.82B | 41th pct | 59th pct |
| Members | 86,234 | 33th pct | 52th pct |
| Net worth ratio | 9.45% | 21th pct | 20th pct |
| Return on average assets | 1.27% | 84th pct | 75th pct |
| Net interest margin | 3.98% | 87th pct | 79th pct |
| Cost of funds | 0.03% | 1th pct | 0th pct |
| Loan-to-share | 84.51% | 44th pct | 43th pct |
| Delinquency 60+ days | 1.20% | 86th pct | 84th pct |
| Net charge-off ratio | 0.38% | 32th pct | 36th pct |
| Loan growth YoY | 12.71% | 96th pct | 70th pct |
| Share growth YoY | 25.10% | 98th pct | 89th pct |
| Efficiency ratio | 74.32% | 56th pct | 46th pct |
structural peer set hash: 7a2460f2239d6dc762d09e9e08cdb274… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.