CONSOLIDATED
Charter #9292 · PORTLAND, OR · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 15.01% ranks in the 90th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.20% ranks in the 16th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.08% ranks in the 20th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 75th percentile but its structural peers at the 41st — a 34-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CONSOLIDATED | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $831.19M | 75th pct | 41th pct |
| Members | 38,284 | 42th pct | 39th pct |
| Net worth ratio | 15.01% | 93th pct | 90th pct |
| Return on average assets | 0.96% | 70th pct | 56th pct |
| Net interest margin | 3.55% | 52th pct | 64th pct |
| Cost of funds | 1.81% | 74th pct | 62th pct |
| Loan-to-share | 74.51% | 32th pct | 30th pct |
| Delinquency 60+ days | 0.20% | 12th pct | 16th pct |
| Net charge-off ratio | 0.08% | 7th pct | 20th pct |
| Loan growth YoY | 10.31% | 95th pct | 72th pct |
| Share growth YoY | 21.29% | 99th pct | 86th pct |
| Efficiency ratio | 75.21% | 34th pct | 51th pct |
structural peer set hash: f6ce4ad913a46a25959ed540985ee3e1… (reproducible)
Closest structural peers
This is the free public view
Claim CONSOLIDATED
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.