POWER FINANCIAL
Charter #68445 · Pembroke Pines, FL · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 14.66% ranks in the 90th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.58% ranks in the 10th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 3.06% sits at the 97th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 3rd percentile but its structural peers at the 48th — a 45-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | POWER FINANCIAL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.04B | 3th pct | 48th pct |
| Members | 34,736 | 1th pct | 30th pct |
| Net worth ratio | 14.66% | 92th pct | 90th pct |
| Return on average assets | 0.74% | 51th pct | 52th pct |
| Net interest margin | 3.04% | 29th pct | 36th pct |
| Cost of funds | 0.58% | 13th pct | 10th pct |
| Loan-to-share | 82.48% | 38th pct | 33th pct |
| Delinquency 60+ days | 3.06% | 99th pct | 97th pct |
| Net charge-off ratio | 0.18% | 13th pct | 43th pct |
| Loan growth YoY | 2.27% | 57th pct | 48th pct |
| Share growth YoY | 12.33% | 95th pct | 92th pct |
| Efficiency ratio | 77.82% | 70th pct | 54th pct |
structural peer set hash: c6a15a6371aa982cdad37870b16c6622… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.