SUPERIOR CREDIT UNION, INC
Charter #68665 · LIMA, OH · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 14.98% ranks in the 92nd percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.67% ranks in the 93rd percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.11% ranks in the 8th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.02% ranks in the 3rd percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 59.34% ranks in the 5th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SUPERIOR CREDIT UNION, INC | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.93B | 43th pct | 66th pct |
| Members | 101,042 | 42th pct | 69th pct |
| Net worth ratio | 14.98% | 93th pct | 92th pct |
| Return on average assets | 1.67% | 96th pct | 93th pct |
| Net interest margin | 3.04% | 30th pct | 48th pct |
| Cost of funds | 1.95% | 58th pct | 64th pct |
| Loan-to-share | 76.31% | 25th pct | 25th pct |
| Delinquency 60+ days | 0.11% | 3th pct | 8th pct |
| Net charge-off ratio | 0.02% | 1th pct | 3th pct |
| Loan growth YoY | 6.02% | 87th pct | 89th pct |
| Share growth YoY | 6.35% | 78th pct | 70th pct |
| Efficiency ratio | 59.34% | 9th pct | 5th pct |
structural peer set hash: d6694c2cf0b133842f0f47a1aa471bc8… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.