QUORUM
Charter #22769 · Purchase, NY · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.82% ranks in the 98th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 2.60% sits at the 16th percentile of structural peers — worth a closer look.
- Cost of funds of 3.23% sits at the 97th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 1.95% sits at the 92nd percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.48% sits at the 85th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | QUORUM | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.31B | 20th pct | 54th pct |
| Members | 74,268 | 22th pct | 70th pct |
| Net worth ratio | 9.92% | 30th pct | 43th pct |
| Return on average assets | 1.82% | 98th pct | 98th pct |
| Net interest margin | 2.60% | 12th pct | 16th pct |
| Cost of funds | 3.23% | 96th pct | 97th pct |
| Loan-to-share | 83.38% | 41th pct | 41th pct |
| Delinquency 60+ days | 1.95% | 97th pct | 92th pct |
| Net charge-off ratio | 0.48% | 46th pct | 85th pct |
| Loan growth YoY | 4.25% | 76th pct | 80th pct |
| Share growth YoY | 6.22% | 77th pct | 69th pct |
| Efficiency ratio | 59.58% | 10th pct | 2th pct |
structural peer set hash: 1098d7a8193433f70ee43723adf7b4b1… (reproducible)
Closest structural peers
This is the free public view
Claim QUORUM
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.