SHAREFAX
Charter #61090 · CINCINNATI, OH · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 9.56% sits at the 20th percentile of structural peers — worth a closer look.
- Return on average assets of 0.42% sits at the 21st percentile of structural peers — worth a closer look.
- Net interest margin of 2.77% sits at the 5th percentile of structural peers — worth a closer look.
- Cost of funds of 2.12% sits at the 87th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SHAREFAX | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $726.38M | 53th pct | 43th pct |
| Members | 42,151 | 50th pct | 46th pct |
| Net worth ratio | 9.56% | 32th pct | 20th pct |
| Return on average assets | 0.42% | 29th pct | 21th pct |
| Net interest margin | 2.77% | 12th pct | 5th pct |
| Cost of funds | 2.12% | 86th pct | 87th pct |
| Loan-to-share | 77.41% | 38th pct | 34th pct |
| Delinquency 60+ days | 0.87% | 71th pct | 62th pct |
| Net charge-off ratio | 0.32% | 40th pct | 28th pct |
| Loan growth YoY | 37.53% | 100th pct | 91th pct |
| Share growth YoY | 41.57% | 100th pct | 85th pct |
| Efficiency ratio | 80.38% | 60th pct | 64th pct |
structural peer set hash: 096e82dfd4b9b2652dc416142a3501dc… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.