HUDSON RIVER COMMUNITY
Charter #24987 · Corinth, NY · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 33,715 ranks in the 89th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 14.92% ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- On Total assets, the asset-size band puts this credit union at the 84th percentile but its structural peers at the 64th — a 20-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | HUDSON RIVER COMMUNITY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $364.83M | 84th pct | 64th pct |
| Members | 33,715 | 96th pct | 89th pct |
| Net worth ratio | 14.92% | 85th pct | 87th pct |
| Return on average assets | 0.93% | 65th pct | 54th pct |
| Net interest margin | 3.64% | 49th pct | 31th pct |
| Cost of funds | 1.28% | 54th pct | 41th pct |
| Loan-to-share | 90.88% | 90th pct | 74th pct |
| Delinquency 60+ days | 0.85% | 68th pct | 74th pct |
| Net charge-off ratio | 0.38% | 52th pct | 38th pct |
| Loan growth YoY | — | — | — |
| Share growth YoY | — | — | — |
| Efficiency ratio | 76.24% | 41th pct | 46th pct |
structural peer set hash: 231d766800f832f75e342e0b58ef1ec5… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.