DANNEMORA
Charter #12473 · PLATTSBURGH, NY · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 14.30% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- On Loan growth YoY, the asset-size band puts this credit union at the 53rd percentile but its structural peers at the 35th — a 18-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | DANNEMORA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $319.72M | 76th pct | 59th pct |
| Members | 22,682 | 84th pct | 74th pct |
| Net worth ratio | 14.30% | 82th pct | 84th pct |
| Return on average assets | 1.11% | 75th pct | 62th pct |
| Net interest margin | 3.85% | 63th pct | 72th pct |
| Cost of funds | 0.99% | 38th pct | 36th pct |
| Loan-to-share | 75.79% | 57th pct | 48th pct |
| Delinquency 60+ days | 0.51% | 42th pct | 44th pct |
| Net charge-off ratio | 0.21% | 33th pct | 43th pct |
| Loan growth YoY | 0.61% | 53th pct | 35th pct |
| Share growth YoY | 4.96% | 71th pct | 78th pct |
| Efficiency ratio | 74.50% | 36th pct | 41th pct |
structural peer set hash: d0a52a37f95bf7248c411971b21c559b… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.