GREAT ERIE
Charter #7925 · ORCHARD PARK, NY · $100M-$500M
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.98% ranks in the 93rd percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 3.42% sits at the 18th percentile of structural peers — worth a closer look.
- Efficiency ratio of 59.40% ranks in the 5th percentile among structurally similar credit unions — a relative strength.
- On Net interest margin, the asset-size band puts this credit union at the 36th percentile but its structural peers at the 18th — a 17-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | GREAT ERIE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $152.16M | 32th pct | 38th pct |
| Members | 9,383 | 28th pct | 30th pct |
| Net worth ratio | 12.02% | 57th pct | 54th pct |
| Return on average assets | 1.98% | 96th pct | 93th pct |
| Net interest margin | 3.42% | 36th pct | 18th pct |
| Cost of funds | 0.97% | 37th pct | 52th pct |
| Loan-to-share | 69.02% | 44th pct | 41th pct |
| Delinquency 60+ days | 0.34% | 26th pct | 26th pct |
| Net charge-off ratio | 0.37% | 51th pct | 61th pct |
| Loan growth YoY | -4.26% | 9th pct | 8th pct |
| Share growth YoY | 2.94% | 42th pct | 39th pct |
| Efficiency ratio | 59.40% | 8th pct | 5th pct |
structural peer set hash: 749e5556e207f1b9cc037d0157b00dee… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.