HUDSON VALLEY
Charter #24984 · Poughkeepsie, NY · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 393,661 ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 0.19% sits at the 3rd percentile of structural peers — worth a closer look.
- Efficiency ratio of 82.52% sits at the 90th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | HUDSON VALLEY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $8.11B | 90th pct | 79th pct |
| Members | 393,661 | 89th pct | 80th pct |
| Net worth ratio | 10.53% | 45th pct | 43th pct |
| Return on average assets | 0.19% | 9th pct | 3th pct |
| Net interest margin | 3.07% | 33th pct | 41th pct |
| Cost of funds | 2.05% | 65th pct | 66th pct |
| Loan-to-share | 67.71% | 13th pct | 20th pct |
| Delinquency 60+ days | 0.59% | 46th pct | 49th pct |
| Net charge-off ratio | 0.64% | 61th pct | 66th pct |
| Loan growth YoY | — | — | — |
| Share growth YoY | — | — | — |
| Efficiency ratio | 82.52% | 85th pct | 90th pct |
structural peer set hash: 9902c7f9272230a538ec26fd168f720e… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.