CALIFORNIA
Charter #24980 · GLENDALE, CA · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 212,037 ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Net worth ratio of 9.27% sits at the 23rd percentile of structural peers — worth a closer look.
- Net interest margin of 2.53% sits at the 20th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.12% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 84.93% sits at the 80th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CALIFORNIA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $5.41B | 84th pct | 82th pct |
| Members | 212,037 | 73th pct | 75th pct |
| Net worth ratio | 9.27% | 17th pct | 23th pct |
| Return on average assets | 0.41% | 21th pct | 31th pct |
| Net interest margin | 2.53% | 10th pct | 20th pct |
| Cost of funds | 1.76% | 49th pct | 46th pct |
| Loan-to-share | 71.47% | 17th pct | 25th pct |
| Delinquency 60+ days | 0.39% | 24th pct | 30th pct |
| Net charge-off ratio | 0.12% | 7th pct | 15th pct |
| Loan growth YoY | — | — | — |
| Share growth YoY | — | — | — |
| Efficiency ratio | 84.93% | 90th pct | 80th pct |
structural peer set hash: d76b0c1476f4d20c1533d08b872f7120… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.