CREDIT UNION 1
Charter #68727 · Lombard, IL · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 167,836 ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 2.63% ranks in the 98th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 5.87% ranks in the 98th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.15% sits at the 84th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.69% sits at the 80th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CREDIT UNION 1 | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $2.64B | 58th pct | 70th pct |
| Members | 167,836 | 65th pct | 77th pct |
| Net worth ratio | 10.88% | 53th pct | 59th pct |
| Return on average assets | 2.63% | 100th pct | 98th pct |
| Net interest margin | 5.87% | 100th pct | 98th pct |
| Cost of funds | 1.59% | 41th pct | 41th pct |
| Loan-to-share | 85.68% | 47th pct | 41th pct |
| Delinquency 60+ days | 1.15% | 85th pct | 84th pct |
| Net charge-off ratio | 0.69% | 65th pct | 80th pct |
| Loan growth YoY | 18.36% | 98th pct | 98th pct |
| Share growth YoY | 16.36% | 97th pct | 89th pct |
| Efficiency ratio | 61.17% | 14th pct | 7th pct |
structural peer set hash: c3cfacf7d0e6c5bed35d503b6cad99d0… (reproducible)
Closest structural peers
This is the free public view
Claim CREDIT UNION 1
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.