ROCKLAND
Charter #24224 · Rockland, MA · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 213,896 ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 0.55% sits at the 25th percentile of structural peers — worth a closer look.
- Net interest margin of 2.44% sits at the 5th percentile of structural peers — worth a closer look.
- Cost of funds of 2.75% sits at the 90th percentile of structural peers — worth a closer look.
- Delinquency 60+ days of 0.34% ranks in the 15th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ROCKLAND | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $3.74B | 72th pct | 69th pct |
| Members | 213,896 | 74th pct | 79th pct |
| Net worth ratio | 10.44% | 42th pct | 38th pct |
| Return on average assets | 0.55% | 35th pct | 25th pct |
| Net interest margin | 2.44% | 8th pct | 5th pct |
| Cost of funds | 2.75% | 91th pct | 90th pct |
| Loan-to-share | 97.70% | 84th pct | 64th pct |
| Delinquency 60+ days | 0.34% | 19th pct | 15th pct |
| Net charge-off ratio | 0.13% | 9th pct | 7th pct |
| Loan growth YoY | 4.55% | 78th pct | 72th pct |
| Share growth YoY | 9.85% | 92th pct | 90th pct |
| Efficiency ratio | 71.67% | 46th pct | 54th pct |
structural peer set hash: 2bc878a59dc9502c517cb29dab84e7b6… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.