CAPITAL
Charter #66865 · Green Bay, WI · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Cost of funds of 2.83% sits at the 87th percentile of structural peers — worth a closer look.
- Efficiency ratio of 67.17% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CAPITAL | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $2.84B | 63th pct | 62th pct |
| Members | 127,670 | 54th pct | 48th pct |
| Net worth ratio | 11.85% | 69th pct | 74th pct |
| Return on average assets | 1.00% | 72th pct | 70th pct |
| Net interest margin | 3.17% | 39th pct | 39th pct |
| Cost of funds | 2.83% | 92th pct | 87th pct |
| Loan-to-share | 98.98% | 87th pct | 75th pct |
| Delinquency 60+ days | 0.77% | 64th pct | 64th pct |
| Net charge-off ratio | 0.28% | 21th pct | 28th pct |
| Loan growth YoY | -0.61% | 18th pct | 10th pct |
| Share growth YoY | 4.13% | 50th pct | 47th pct |
| Efficiency ratio | 67.17% | 29th pct | 25th pct |
structural peer set hash: 864aae3f74a60a18699e9490366c81a8… (reproducible)
Closest structural peers
This is the free public view
Claim CAPITAL
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.