KOHLER
Charter #66872 · Sheboygan, WI · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 0.95% ranks in the 75th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.05% ranks in the 87th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.92% ranks in the 10th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.30% ranks in the 25th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.11% ranks in the 13th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | KOHLER | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $762.08M | 62th pct | 41th pct |
| Members | 53,457 | 78th pct | 52th pct |
| Net worth ratio | 10.72% | 55th pct | 62th pct |
| Return on average assets | 0.95% | 69th pct | 75th pct |
| Net interest margin | 4.05% | 86th pct | 87th pct |
| Cost of funds | 0.92% | 21th pct | 10th pct |
| Loan-to-share | 93.20% | 87th pct | 59th pct |
| Delinquency 60+ days | 0.30% | 22th pct | 25th pct |
| Net charge-off ratio | 0.11% | 12th pct | 13th pct |
| Loan growth YoY | 2.48% | 67th pct | 70th pct |
| Share growth YoY | 7.20% | 88th pct | 95th pct |
| Efficiency ratio | 79.30% | 56th pct | 54th pct |
structural peer set hash: 36b786a5fd7b7b97335f2c6bb3302bed… (reproducible)
Closest structural peers
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Claim KOHLER
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.