PCM
Charter #66424 · Green Bay, WI · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 15,556 sits at the 2nd percentile of structural peers — worth a closer look.
- Return on average assets of 1.07% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 2.18% sits at the 0th percentile of structural peers — worth a closer look.
- Cost of funds of 2.94% sits at the 97th percentile of structural peers — worth a closer look.
- Net charge-off ratio of 0.15% ranks in the 23rd percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PCM | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $511.31M | 3th pct | 10th pct |
| Members | 15,556 | 1th pct | 2th pct |
| Net worth ratio | 10.38% | 49th pct | 52th pct |
| Return on average assets | 1.07% | 76th pct | 77th pct |
| Net interest margin | 2.18% | 1th pct | 0th pct |
| Cost of funds | 2.94% | 99th pct | 97th pct |
| Loan-to-share | 87.30% | 70th pct | 49th pct |
| Delinquency 60+ days | 0.56% | 47th pct | 46th pct |
| Net charge-off ratio | 0.15% | 15th pct | 23th pct |
| Loan growth YoY | 0.92% | 50th pct | 46th pct |
| Share growth YoY | 4.08% | 50th pct | 49th pct |
| Efficiency ratio | 61.27% | 9th pct | 3th pct |
structural peer set hash: 66375a66adc2a002fdaa5218805de160… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.