GREYLOCK
Charter #24560 · Pittsfield, MA · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 12.98% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.15% sits at the 84th percentile of structural peers — worth a closer look.
- On Net charge-off ratio, the asset-size band puts this credit union at the 36th percentile but its structural peers at the 64th — a 28-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | GREYLOCK | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.71B | 39th pct | 62th pct |
| Members | 106,155 | 44th pct | 70th pct |
| Net worth ratio | 12.98% | 81th pct | 77th pct |
| Return on average assets | 0.81% | 58th pct | 61th pct |
| Net interest margin | 3.60% | 66th pct | 72th pct |
| Cost of funds | 1.48% | 36th pct | 38th pct |
| Loan-to-share | 91.70% | 67th pct | 57th pct |
| Delinquency 60+ days | 1.15% | 85th pct | 84th pct |
| Net charge-off ratio | 0.42% | 36th pct | 64th pct |
| Loan growth YoY | 0.09% | 29th pct | 23th pct |
| Share growth YoY | 3.45% | 37th pct | 46th pct |
| Efficiency ratio | 77.14% | 67th pct | 57th pct |
structural peer set hash: 7c8edd7775304cbc29085f6187397598… (reproducible)
Closest structural peers
This is the free public view
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.