ALLEGACY
Charter #24438 · Winston Salem, NC · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Members of 185,077 ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.46% ranks in the 89th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | ALLEGACY | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $2.57B | 56th pct | 51th pct |
| Members | 185,077 | 70th pct | 77th pct |
| Net worth ratio | 11.34% | 62th pct | 57th pct |
| Return on average assets | 1.46% | 91th pct | 89th pct |
| Net interest margin | 3.48% | 58th pct | 56th pct |
| Cost of funds | 2.00% | 62th pct | 59th pct |
| Loan-to-share | 91.60% | 66th pct | 52th pct |
| Delinquency 60+ days | 0.52% | 39th pct | 36th pct |
| Net charge-off ratio | 0.30% | 23th pct | 26th pct |
| Loan growth YoY | 2.88% | 65th pct | 58th pct |
| Share growth YoY | 6.98% | 82th pct | 80th pct |
| Efficiency ratio | 75.69% | 61th pct | 64th pct |
structural peer set hash: 7b331ffe50cb6c8e81947b8ff2cbdc7a… (reproducible)
Closest structural peers
This is the free public view
Claim ALLEGACY
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.