NUMARK
Charter #61447 · Joliet, IL · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net interest margin of 4.03% ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.94% sits at the 82nd percentile of structural peers — worth a closer look.
- Efficiency ratio of 86.11% sits at the 87th percentile of structural peers — worth a closer look.
- On Total assets, the asset-size band puts this credit union at the 93rd percentile but its structural peers at the 59th — a 34-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | NUMARK | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $947.60M | 93th pct | 59th pct |
| Members | 61,622 | 90th pct | 66th pct |
| Net worth ratio | 9.90% | 39th pct | 36th pct |
| Return on average assets | 0.53% | 42th pct | 31th pct |
| Net interest margin | 4.03% | 85th pct | 80th pct |
| Cost of funds | 1.94% | 78th pct | 74th pct |
| Loan-to-share | 79.80% | 46th pct | 48th pct |
| Delinquency 60+ days | 0.94% | 75th pct | 82th pct |
| Net charge-off ratio | 0.27% | 32th pct | 28th pct |
| Loan growth YoY | -0.59% | 30th pct | 18th pct |
| Share growth YoY | 9.16% | 95th pct | 92th pct |
| Efficiency ratio | 86.11% | 81th pct | 87th pct |
structural peer set hash: a1be74cd752d959e9ea2ab21dd7f9640… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.