CREDIT UNION OF GEORGIA
Charter #68571 · Woodstock, GA · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net interest margin of 3.89% ranks in the 84th percentile among structurally similar credit unions — a relative strength.
- Efficiency ratio of 69.40% ranks in the 13th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CREDIT UNION OF GEORGIA | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $760.81M | 61th pct | 49th pct |
| Members | 36,858 | 38th pct | 26th pct |
| Net worth ratio | 10.34% | 47th pct | 46th pct |
| Return on average assets | 1.09% | 77th pct | 72th pct |
| Net interest margin | 3.89% | 76th pct | 84th pct |
| Cost of funds | 1.49% | 51th pct | 44th pct |
| Loan-to-share | 76.90% | 37th pct | 28th pct |
| Delinquency 60+ days | 0.68% | 61th pct | 67th pct |
| Net charge-off ratio | 0.38% | 47th pct | 61th pct |
| Loan growth YoY | 1.79% | 58th pct | 48th pct |
| Share growth YoY | 7.66% | 89th pct | 90th pct |
| Efficiency ratio | 69.40% | 21th pct | 13th pct |
structural peer set hash: f57088f5fa066def84935ad0a02fb59a… (reproducible)
Closest structural peers
This is the free public view
Claim CREDIT UNION OF GEORGIA
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.