PROFED
Charter #17012 · Fort Wayne, IN · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 12.95% ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 1.23% ranks in the 85th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.92% ranks in the 18th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 0.17% ranks in the 10th percentile among structurally similar credit unions — a relative strength.
- Net charge-off ratio of 0.09% ranks in the 5th percentile among structurally similar credit unions — a relative strength.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | PROFED | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $781.00M | 65th pct | 51th pct |
| Members | 64,547 | 92th pct | 66th pct |
| Net worth ratio | 12.95% | 81th pct | 80th pct |
| Return on average assets | 1.23% | 83th pct | 85th pct |
| Net interest margin | 3.65% | 63th pct | 67th pct |
| Cost of funds | 0.92% | 21th pct | 18th pct |
| Loan-to-share | 77.74% | 39th pct | 33th pct |
| Delinquency 60+ days | 0.17% | 8th pct | 10th pct |
| Net charge-off ratio | 0.09% | 9th pct | 5th pct |
| Loan growth YoY | 2.09% | 62th pct | 56th pct |
| Share growth YoY | 6.32% | 82th pct | 74th pct |
| Efficiency ratio | 75.66% | 38th pct | 48th pct |
structural peer set hash: ea120ea1d4fa431f10be8f0a726f1be8… (reproducible)
Closest structural peers
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.