CRANE
Charter #68672 · ODON, IN · >$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Return on average assets of 1.49% ranks in the 93rd percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 3.73% ranks in the 80th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.15% sits at the 79th percentile of structural peers — worth a closer look.
- Efficiency ratio of 60.50% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- On Members, the asset-size band puts this credit union at the 16th percentile but its structural peers at the 66th — a 50-point gap showing why the peer definition matters.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | CRANE | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $1.19B | 13th pct | 59th pct |
| Members | 67,762 | 16th pct | 66th pct |
| Net worth ratio | 12.72% | 79th pct | 72th pct |
| Return on average assets | 1.49% | 92th pct | 93th pct |
| Net interest margin | 3.73% | 76th pct | 80th pct |
| Cost of funds | 1.73% | 48th pct | 56th pct |
| Loan-to-share | 83.81% | 42th pct | 43th pct |
| Delinquency 60+ days | 1.15% | 84th pct | 79th pct |
| Net charge-off ratio | 0.19% | 14th pct | 26th pct |
| Loan growth YoY | 1.91% | 53th pct | 56th pct |
| Share growth YoY | 4.96% | 64th pct | 62th pct |
| Efficiency ratio | 60.50% | 13th pct | 0th pct |
structural peer set hash: a6aac56d63cf551d74bdbae3a757cfa0… (reproducible)
Closest structural peers
This is the free public view
Claim CRANE
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Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.