SOOPER CU DBA CLIMB CU
Charter #62776 · ARVADA, CO · $500M-$1B
Public 5300 data · as of 2026Q1
What the numbers say
- Net worth ratio of 11.98% ranks in the 79th percentile among structurally similar credit unions — a relative strength.
- Return on average assets of 2.47% ranks in the 93rd percentile among structurally similar credit unions — a relative strength.
- Net interest margin of 4.18% ranks in the 77th percentile among structurally similar credit unions — a relative strength.
- Cost of funds of 0.05% ranks in the 0th percentile among structurally similar credit unions — a relative strength.
- Delinquency 60+ days of 1.56% sits at the 98th percentile of structural peers — worth a closer look.
Headline ratios vs. peers
Two peer definitions side by side: the NCUA asset-size band, and Innorve's structural peers matched on loan mix, size, growth and geography.
| Metric | SOOPER CU DBA CLIMB CU | Asset-tier percentile | Structural percentile |
|---|---|---|---|
| Total assets | $787.06M | 66th pct | 34th pct |
| Members | 43,156 | 53th pct | 31th pct |
| Net worth ratio | 11.98% | 72th pct | 79th pct |
| Return on average assets | 2.47% | 99th pct | 93th pct |
| Net interest margin | 4.18% | 90th pct | 77th pct |
| Cost of funds | 0.05% | 3th pct | 0th pct |
| Loan-to-share | 97.73% | 94th pct | 85th pct |
| Delinquency 60+ days | 1.56% | 96th pct | 98th pct |
| Net charge-off ratio | 0.70% | 75th pct | 77th pct |
| Loan growth YoY | 14.08% | 97th pct | 88th pct |
| Share growth YoY | 14.84% | 98th pct | 88th pct |
| Efficiency ratio | 57.90% | 6th pct | 2th pct |
structural peer set hash: e294b54e336f2e889b99ecde6f15e95c… (reproducible)
Closest structural peers
This is the free public view
Claim SOOPER CU DBA CLIMB CU
Unlock the full operating picture — scenario modeling, deposit & collections packs, the governed action framework, and an exam-ready evidence binder with every number traced to its basis.
Source: public NCUA 5300 Call Report data, cycle 2026Q1. Figures are computed deterministically by Innorve and may differ from figures the institution reports elsewhere. This page is informational and is not endorsed by the credit union or the NCUA.